Worth Paying The Extra? Compare Car Insurance Quotes

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If you are in the money and browse through Autotrader you will break into a football fever to find Ronaldo’s Porsche up for sale. The price of owning this car, along with Ronanldo’s signature on the log book will add approximately ten thousand pounds to the price tag of a second hand Porsche of the same year and in the same condition.

Worth paying the extra? Well that all depends on how much you rate the player, especially now he has left Manchester United, and after all this is not an incredible ‘one off’ as he sold the Porsche he bought from Jimmy Floyd Hasselbank only last year.

For those who earn the same incredible weekly salary as Ronaldo swapping cars is merely par of course! At least this latest ‘for sale’ vehicle is not known to have been involved in any accident, unlike his latest buy, a Ferrari 599 GBT, which he managed to crash into a wall outside of Manchester just days after taking delivery of it! Ronaldo fans will be pleased to know that the police are not pressing charges against Ronaldo as no other vehicles were involved in the incident.

Of course Ronaldo is not the only famous person to sell cars, as those in the know will be well aware of, but at the end of the day will you be getting value for money or simply relish placing your backside on the same seat as the rich and famous? The choice is yours if you have any spare money lying around and were looking for a good second hand deal!

But don’t forget that the insurance on a Porsche is not in the lower price brackets. Having a famous signature in the log book will undoubtedly increase the premiums if you want to insure it for the amount you paid, which amounts to the current market value! However, this will probably be of little consequence to anyone who can afford to pay for this car with its ‘super star’ upgrades which include 19 inch-911 Turbo wheels, which really does put it in a class of its own.

For the average person who is looking to insurance a car, albeit a Porsche, Ferrari or Mini there are some great deals to be found online whatever the make or model of car you are looking to insure. Don’t forget to mention to the insurance companies if you have a proven no claims bonus, particularly if it is for the maximum five years, as can be awarded with huge savings which will dramatically lower the premiums as all insurance companies look favourably on careful drivers.

If you have accrued a no claims bonus it is well worth considering protecting it. Compare car insurance quotes you are offered as the annual premium will be higher for this protection. However should you happen to drive into a wall or tree within days of taking ownership of your new car you may be glad you took the option of safeguarding your no claims discount as a small dent in the bumper will be not take much repairing!

Visit Swinton to Compare Car Insurance quotes

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New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC – September 25, 2008

VOTE YOUR CONSCIENCE on 04 NOVEMBER 2008!

Photographer: a. golden, eyewash design – c. 2008.

This is actually a GOOD guy. See: billionairesforbush.com/index.php for more information.

Friends,

The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% umeployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —> www.visi.com/juan/congress/

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!

UPDATE:

The Bailout Is A Truly Evil Disaster And Enabler Pelosi Must Go

We are hearing more and more reports of how badly the ill-advised banker’s bailout is being handled, multi-million dollar bonuses for Paulson’s old cronies at Goldman Sachs, billions going to finance the takeover of rival banks, making the "too big to fail" even bigger, and the taxpayer getting an otherwise rotten deal for their investment. We even heard a Republic senator asking how fast they could blow the money.

NONE of this could have happened without the fawning complicity of Nancy Pelosi, who infamously said it was Bush’s proposal, INSTEAD of coming forward with a robust alternative plan. Just like Bush, she believes she is immune, she believes she is unaccountable, and shame on us if we don’t do everything we can to defeat her this Tuesday, and replace her with Cindy Sheehan.

Here is Cindy’s last TV spot. Please make whatever donation you can to put this ad on the air in these critical final days.

Last Cindy TV Spot Action Page:
www.usalone.com/cindy/donations_tv2.php

There is still time for you to make a real difference. We thank all of our participants who have already donated so generously to make this campaign what it is. For those who cannot make a contribution, please consider helping with the phone banking, and there is a link for that also on the page above.

The one thing we know is that we must continue to speak out. We must continue to challenge. Surrendering is what our current so-called representatives in Congress are so prone to, NOT what we do. Ultimate victory is not only possible, it is assured if we work as hard as we can for real change, not just the rebranding of the same old boys’
network.

And we promise you, immediately after the election we will go right back to work on pure issue advocacy full time, to continue to build the base of action for the future.

Paid for by Cindy Sheehan for Congress

Donations to Cindy Sheehan for Congress are not tax-deductible

Please take action NOW, so we can win all victories that are supposed to be ours, and forward this alert as widely as possible.

If you would like to get alerts like these, you can do so at www.usalone.net/in.htm

Or if you want to cease receiving our messages, just use the function at www.usalone.net/out.htm

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Car Insurance Rate Quote Comparisons Cost Nothing

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Many people are reluctant to get a comparison quote on car insurance for a variety of reasons. What they don’t understand is that for every year that passes when they didn’t compare rates, they’re losing valuable assets that they could direct elsewhere. A forty dollar semi annual savings over a ten year period translates into a refrigerator, washer or a paid off credit card for even more savings.

If you ask people why they don’t compare rates some don’t have a reason, they simply never took the time to do it. Others have reasons similar to those listed below:

It’s not worth paying extra for a quote.

If you’ve read the title you already know that this isn’t a valid reason not to get an auto insurance rate quote. There normally isn’t any charge for a quote that you secure online. If you find a site that requires a deposit, immediately leave the site. Too many other sites offer free car insurance rate quotes to stop at one that charges.

I am too busy.

Most sites require that you input your information once and reap the benefits of several different quotes.

I am too busy working.

It is understandable that you may be busy; but remember that the internet never sleeps. It doesn’t matter at what time of day you go online, you will always find the price comparison sites are open 24/7/365, so there’s no excuse

I don’t want to take up someone’s time.

You won’t be. If you choose an online company for your car insurance, you will find that the entire process is automatic. It’s only when you use a conventional insurance company rather then an online one that you will be dealing with a real person. But when you are dealing with an online presence, you are dealing with a fully automated system that just retrieves its own information from within its own database. There is no other person involved.

I prefer to deal with an agent in the case of having has an accident.

If you have an accident and call your agent’s office, the secretary normally gives you a toll free claims number to call. The difference between an agent written policy and an online policy is that you don’t get to talk to the secretary if you have an accident. You retrieve the toll free number from the website. This means you don’t have to wait until the agent’s office is open to report your claim.

You owe it to yourself to save money and look for the best and most affordable coverage. If you went to a store to buy shampoo and found two bottles that were the same in every way except price, would you buy the most expensive one? Of course you wouldn’t. The same thing is true of car insurance. As long as you get the same coverage and service, why pay more?

Teenager car insurance can be expensive. It doesn’t mean you can’t find a cheap car insurance price quote .

Broken Blackberry
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Image by MattHurst
Josh left his Blackberry phone on top of his car, and may have run over it as he backed over his spot. He managed to pick up the broken pieces and let me photograph them when he returned to the office.

Update: Featured in this story about a broken Blackberry phone owni.eu/2011/04/27/the-world-wide-mind/

And in the post about the accelerating change of technology in academia www.educationfutures.com/2009/01/26/were-always-busy-but-…

Featured photo in this story about BBM’s role in the London Riots, in which potential blocks for the private network were discussed www.slashgear.com/social-media-block-for-potential-crimin…

Used in this news post about the Blackberry outages in the North America, Europe, Africa, and the Middle East during October 2011 signalnews.com/rim-blackberry-outages-spread-to-us-732

And in this post about Blackberry’s decreasing market share in the U.S. www.intomobile.com/2011/11/01/blackberry-us-smartphone-ma…

Featured photo in this ArsTechnica post about determining the causes of the worldwide Blackberry Outage in October 2010 arstechnica.com/business/news/2011/11/why-rim-still-hasnt…

And in this post about the Blackberry outage www.periscopepost.com/2011/10/rim-rocked-blackberry-servi… and in this follow-up story www.periscopepost.com/2011/10/rim-offers-apps-as-compensa…

And in this post about the Japanese smartphone market whatjapanthinks.com/2012/03/05/japanese-smartphone-annoya…

And in this post about RIM’s continued financial problems www.ecrans.fr/Bientot-RIP-pour-RIM,14975.html

Featured photo in this Wired blog post about Blackberry’s latest struggles www.wired.com/wiredenterprise/2012/12/another-nail-in-rim…

Used in these Paperblog en.paperblog.com/rim-rocked-blackberry-service-failures-i… posts en.paperblog.com/rim-offers-apps-as-compensation-for-blac… about the 2011 Blackberry outages

Also use in this blog post about company phones and the bring-your-ow-device policies becoming more common www.citeworld.com/mobile/21557/comscore-phone-market-shar…

Featured photo in this blog post about the White House supporting the unlocking of cell phones dailylounge.com/the-daily/entry/white-house-supports-unlo…

And used in these French news posts about Blackberry’s shrinking mobile market share www.zdnet.fr/actualites/gartner-les-smartphones-cartonnen… and www.ecrans.fr/Sombres-auspices-pour-Blackberry,16795.html and the-gsm-mobile.blogspot.com/2013/08/gartner-smartphones-c…

Used in this post about the value of RIM Blackberry’s stock value slant.investorplace.com/2013/09/bbry-blackberry-buyout-wa…

And in this Fast Company post about Blackberry pulling their BBM app from the app store www.fastcompany.com/3018094/fast-feed/a-rough-week-gets-r…

Featured photo in this Vice story about how Blackberry may have cooperated with the NSA’s spying programs www.vice.com/en_ca/read/how-has-the-nsa-been-able-to-spy-…

As seen in this blog post about how enterprise users can transition away from Blackberry phones www.citeworld.com/mobile/22547/blackberry-transition-plan

Featured photo in this Mashable post about Blackberry’s difficulties in the mobile market mashable.com/2013/09/23/is-blackberry-done/

Used in this Forbes blog post about Blackberry’s recent business problems, and how they might use tax refunds www.forbes.com/sites/kellyphillipserb/2013/11/06/blackber…

Featured photo in this German blog post about insurance plans for smartphones, and the most common ways phones get broken or lost detektor.fm/kultur/fortschritt-lohnt-sich-eine-handyversi…

Remixed photo in this blog post summing up the latest negative blog stories about Blackberry blogs.computerworld.com/smartphones/23308/blackberry-on-l…

Featured photo in this blog post about more quarterly losses for Blackberry www.forbes.com/sites/maggiemcgrath/2013/12/20/blackberry-…

As seen in this blog post encoruaging CEOs to smash their blackberry www.mediauk.com/article/34422/top-5-things-that-every-ceo…

Featured photo in this BoingBoing blog post about the airline security’s ban on broken electronics at Heathrow airport boingboing.net/2014/07/07/tsa-tells-uk-airport-security.html

Used in this blog post about Blackberry’s continued business problems, including the dealyed release of the much hyped Blackberry Classic phone www.infoworld.com/article/2878977/blackberry/blackberry-i…

Not sure what the connection is, but featured photo in this blog post about how law enforcement uses social media businessoflawblog.com/2015/03/social-media-law-enforcement/

Featured photo in this blog post about Blackberry’s broken business model theoverspill.wordpress.com/2015/03/31/blackberrys-lucky-t…

Used in this ABC (Australia) blog post about how Blackberry and Nokia failed to succeed in a changing marketplace compared to more successful brands www.abc.net.au/radionational/programs/drive/from-nokia-to…

Featured photo in ComputerWorld/CIO’s blog post about smartphone patents and how a court order might force the destruction of smartphones in the US market www.computerworld.com/article/2943113/computer-hardware/n…

As seen in this FastCo blog post about reducing e-waste and recycling parts from consumer electronics www.fastcoexist.com/3050542/the-gold-and-silver-and-more-…

Used in this blog post about the potential effects of the Trans-Pacific trade pact on gadgets, hackers, and tinkering blog.adafruit.com/2015/10/13/tpp-threatens-tinkerers-make… and another similar post on the topic by Motherboard blog motherboard.vice.com/read/white-hat-hackers-would-have-th…

As seen in this Japanese blog post about MVNO networks and using your phone abroad hikakaku.com/blog/mvno%E3%81%AF%E6%99%AE%E5%8F%8A%E3%81%9…

Used in this post about iOS and Android fail rates www.gadgety.co.il/157628/android-ios-failure-rate-2016q1/

Picked as a great photo for use in the Consumerist blog consumerist.com/2016/06/10/consumerist-friday-flickr-find…

Featured in this blog post abotu whether Blackberry is making a comeback among app developers www.appmakr.com/blog/blackberry-apps-making-comeback/

As seen in my own blog post about the mobile market and smartphones www.matthewhurst.com/2013/12/late-majority-how-smartphone…

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Owning a car can be a rite of passage for some, particularly young people who are purchasing their first car. With the freedom of being able to drive yourself wherever you want to go when you want to get their, the responsibility is acquired for having the proper car insurance. This is not an extremely difficult task to accomplish but it does require some patience and some know how. Understanding how to compare car insurance quotes is paramount to being able to select the type of insurance you need and the amount of insurance you can afford.

The first step in compare quotes is to gather them. Sounds simple enough, right? That’s because it is! You can start with the business directory in the phone book. There are sure to be many local listings for insurance companies that provide car insurance quotes. Before you start calling, make sure that you have the make, model, VIN (vehicle identification number), your driver’s license and a pad of paper on hand. You may want to jot down a list of questions to ask such as 1) How much does it cost to get insurance started 2) how often do premiums have to be paid 3) do you offer discounts for good driving and any other questions that may have a bearing on the amount you are quoted. The process may seem time consuming but in the long run, having a variety of quotes to compare will help you to make the best choice for your coverage.

Another place to gather quotes is from the Internet. There are many insurance companies that can give you a quote in minutes right on your computer screen. If you have access to a printer, you can print out the quotes as they appear on the screen. If not, you may be given the option to have the quote emailed to you for later reference or you may want to jot down the information. If you are writing down quotes, be sure to make a note of the company name, a phone number to call and any reference number associated with the quote. This is particularly important if the quote is advertised as being for a limited time only.

When you have gathered a few quotes together, put them out in front of you for a true comparison. You may want to even take the time to type them into a spreadsheet so you can see a tally of the costs and coverages side by side. A lower prices is not a bargain if it is only lower because you get less coverage. Bear in mind that in many states, you are required to have full coverage on your vehicle if you are leasing it. This means you cannot elect to have no-fault coverage and expect it to be satisfactory if you are in an accident. Also keep in mind that most insurance policies are written for a period of one year. Just because you find a good policy for the first year does not mean you can’t do the same comparison for better rates for the coming year.

Your driving record will have a significant impact on the cost of your insurance. If you have any points on your record, it is important to keep your driving record as clear as possible from that point forward. Many insurance companies may decline to offer you a quote if your record has too many points on it or the quote will be far higher than the quote you could receive for a clean record. If it is possible to clean up any violations beforehand, do so. Also be sure to include insurance companies that advertise their insurance without penalty for driving infractions. These companies are often in nearby local areas and because they specialize in insurance, they can offer you a quote at a lower price than some of the larger competitors.

Don’t rule out your employer as a source for a car insurance quote, especially if your employer has company cars. You may be able to not only get a quote but you may qualify for an additional discount as an employee. Make sure you mention your employer and ask if they offer a discount to employees. Even if there is no discount, you can be sure you are dealing with a reputable insurance company who services you and your employer. Another benefit is that you may be able to set up your insurance payments to be deducted from your paycheck automatically. This would ensure that your insurance premiums are never paid late.

If the above quote gathering process do not lend you enough results, don’t hesitate to ask your friends and family for recommendations of insurance agents to contact about getting a car insurance quote. As someone who is a referral, you may qualify for a discount or additional insurance coverage at a discounted rate. Let them know that you are looking for car insurance quotes. Often times, word of mouth is one of the greatest ways to obtain the information you are looking for.

Keep your eyes open for advertisements on local bulletin boards in schools, restaurants, grocery stores, pharmacies, libraries and any other place where listings for services are posted. You may be surprised at the many different types of businesses, including car insurance companies, who use these bulletin boards to advertising to potential customers. Watch for tear off pages that include a phone number and a discount code you can apply to the insurance costs.

Compare car insurance quotes and save big time! Check out Lance Thorington’s secret resource right now at http://www.onlineautoinsurance.com/quotes/

the Great Hedge Fund Hei$t
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Image by eyewashdesign: A. Golden
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC – September 25, 2008

VOTE YOUR CONSCIENCE on 04 NOVEMBER 2008!

Photographer: a. golden, eyewash design – c. 2008.

This is actually a GOOD guy. See: billionairesforbush.com/index.php for more information.

Friends,

The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% umeployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —> www.visi.com/juan/congress/

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!

UPDATE:

The Bailout Is A Truly Evil Disaster And Enabler Pelosi Must Go

We are hearing more and more reports of how badly the ill-advised banker’s bailout is being handled, multi-million dollar bonuses for Paulson’s old cronies at Goldman Sachs, billions going to finance the takeover of rival banks, making the "too big to fail" even bigger, and the taxpayer getting an otherwise rotten deal for their investment. We even heard a Republic senator asking how fast they could blow the money.

NONE of this could have happened without the fawning complicity of Nancy Pelosi, who infamously said it was Bush’s proposal, INSTEAD of coming forward with a robust alternative plan. Just like Bush, she believes she is immune, she believes she is unaccountable, and shame on us if we don’t do everything we can to defeat her this Tuesday, and replace her with Cindy Sheehan.

Here is Cindy’s last TV spot. Please make whatever donation you can to put this ad on the air in these critical final days.

Last Cindy TV Spot Action Page:
www.usalone.com/cindy/donations_tv2.php

There is still time for you to make a real difference. We thank all of our participants who have already donated so generously to make this campaign what it is. For those who cannot make a contribution, please consider helping with the phone banking, and there is a link for that also on the page above.

The one thing we know is that we must continue to speak out. We must continue to challenge. Surrendering is what our current so-called representatives in Congress are so prone to, NOT what we do. Ultimate victory is not only possible, it is assured if we work as hard as we can for real change, not just the rebranding of the same old boys’
network.

And we promise you, immediately after the election we will go right back to work on pure issue advocacy full time, to continue to build the base of action for the future.

Paid for by Cindy Sheehan for Congress

Donations to Cindy Sheehan for Congress are not tax-deductible

Please take action NOW, so we can win all victories that are supposed to be ours, and forward this alert as widely as possible.

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Car Insurance for New Drivers: 4 Tips for Lowering Premiums

Http://Leaky.com has 4 quick tips and tricks for keeping your car insurance premiums as low as possible for a newly-licensed driver.

A detailed article can be found here: http://leaky.com/blog/car-insurance-for-new-drivers-what-to-expect/