The Simplest Strategy To Compare Car Insurance Plan Prices

7096966099_915dc84fb4

The best way to find the cheapest car insurance quote is to compare car insurance quotes from many different companies. Here’s the fastest and easiest way to do that.

If you’d like to obtain the cheapest car insurance plan, you will need to compare car insurance prices from multiple insurance firms. Here I’ll show you how to do this quickly and effortlessly.

Compare Car Insurance Rates

It used to be you had to spend hours on end phoning insurance firms so you could obtain the best insurance plan rate. Now, because of the Internet, comparing car insurance prices is a piece of cake.

Because rates can differ by $ 1,000 or more from company to company, you need to head over to an insurance comparison site where you will receive rates from many different auto insurance firms.

Not only can you get a number of rate quotes from these sites, a number of these sites have money-saving tips in their “Articles” area, and offer an online chat feature and toll-free telephone support which means you can receive answers to your questions from an insurance expert.

Discounts

To obtain your auto insurance rate quotes, you’ll need to fill out a basic form where you are able to request all of the discounts and deductibles you would like. To help you save more money on your insurance, do the following:

Increase your deductible – Depending on how high you increase it this could save you 35% to 50% on your insurance coverage premium.

Bundle your insurance – Buying your auto and homeowners insurance through the same company will save you as much as 15% on your insurance.

Install safety devices – Outfitting your automobile with a car alarm can get you a sizeable discount.

Do not buy coverage you do not need. If your car is more than 5 years old, or it is worth less than the cost of your accident and comprehensive coverage, consider eliminating that coverage.

Insurance Companies

Once you’ve chosen the very best quote, you’ll want to ensure the company is dependable and will pay your insurance claims. Use these sites as a way to help you decide if a company is a good one to insure your automobile with.

1. Your state’s department of insurance website will show you how many complaints happen to be lodged against an insurance company.

2. J.D. Power and Associate’s website (jdpower.com) will give you consumer ratings.

3. The A.M. Best (ambest.com) site provides you with a company’s financial and credit ratings.

If you follow the above steps you are going to obtain the lowest priced quote with a top quality company.

Ryan Steele is a former insurance agent and financial consultant who has written numerous articles on insurance, loans, finance, and satellite TV.

Head over to http://www.LowerRateQuotes.com or simply click on the next link for more information on best ways to compare car insurance prices .

AARP DEMO
compare car insurance rate
Image by jurvetson
With Matt Marshall and Jody Holtzman, SVP of AARP yesterday.

Here are some of the points I shared:

The 50+ market is huge and a large untapped opportunity for entrepreneurs. In the U.S. alone, there are 100 million people over 50, and that number grows by 10,000 every day. By 2025, the entire nation will look like Florida does today. Demographics is destiny — the aging population is a perfectly predictable dynamic that will have massive economic repercussions. They already represent a disproportionate 45% of U.S. consumer spending, and healthy aging is already a 5 billion business (Furlong).

The boomers are qualitatively different as well, both from the generations that preceded them, and from common assumptions. Advertisers often focus on the 18-34 year old segment to find adopters of new products. Let’s compare that to the 50+ segments. The 50+ spend 2.5x as much, and dominate the entire market for some segments (60% of all CPG and automobiles, 80% of leisure travel). But are they laggards? They are 3x as likely to buy online as the 18-34 segment. They buy the most hybrid cars, iPads and even online dating services.

But are they looking to retire? Learn new tricks? Boomers are actually the most entrepreneurial age cohort. The per capita company formation rate for people over 50 is double that of 20-somethings and 30% higher than 30-somethings. Many of these businesses feed into the eBay economy, and in the future, when crowdsourcing companies like servio help create a marketplace for information services, then boomers could be America’s outsourcing alternative to off-shoring. (I testified to the White House Conference on Aging on that topic)

Matt asked me how we have invested in this segment. I mentioned Posit Science which reverses age-related cognitive decline with games that promote neural plasticity, especially in the sensory cortex (since that generalizes to many improvements in memory and cognition, since noisy inputs degrades the higher level constructs). They have found an average reversal of 10 years of cognitive decline, and in an auto insurance study, a 50% reduction in at-fault crashes!

And as I looked around the room, I pointed out that for those of us over 30, we are already in the long dive of cognitive decline (evolutionarily, there was not selection pressure for a life extended much beyond the breeding years, and our healthcare advances have done more for the body than the mind).

By almost every physical measure of brain function, the slope of cognitive decline is the same in the 30’s as in the 80’s. We just notice more accumulated decline as we get older, especially when we cross the threshold of forgetting most of what we try to remember.

But we can affect this progression. Prof. Merzenich at UCSF has found that neural plasticity does not disappear in adults. It just requires mental exercise. We will look back to the current day and marvel that we thought we could stay mentally fit without exercise. We will look at it like we do physical fitness. Few modern careers offer the degree of physical and mental exercise required to remain fit.

But the form of exercise differs. Physical exercise is repetitive; mental exercise is eclectic. Do something new. (Here’s my short HBR article on this). Lifelong learning is not just about enlightenment; it’s an economic imperative.

And since it was DEMO after all, I have to share a link to the beta version of the BrainHQ for anyone who read this far and would like to demo the latest from Posit Science. =)

Top photo by Stephen Brashear of DEMO.


Leave a Reply

Your email address will not be published. Required fields are marked *