Ways To Save On Car Insurance For Luxury Cars

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If you own a luxury car, chances are that you are paying a lot for your auto insurance coverage. Certainly, it is understandable that insuring luxury cars will cost more compared to cheaper vehicle, but there are actually ways where you could save some money. One way is to search for car insurance quotes online for specifically for luxury cars.

Many companies right now are offering vehicle coverage with really high premiums for luxury cars, but you do not have to get your auto insurance from these providers. When you shop around for cheaper options, you will realize that there are many choices for you that offer reasonable prices.

Getting insurance quotes online does not take a lot of time to do. It simply takes a couple of hours to make a request for quotes and then make comparisons before you can arrive at a decision. Surely, that amount of time is not much compared to the amount of money you will be able to save. When you take the time to check the policy you have with your current insurer, the rates you will find online are relatively lower. Then again, you will never find out unless you make the effort to shop around and compare.

Experts in the auto industry agree that it is good practice for people to compare car insurance rates every three to five years. This is because the market continually changes and in the process insurance companies also change their rates so that will remain competitive. Actually, premium rates have actually been moving downward these past few years. As more insurance companies are operating, they need to look for ways to maintain or improve their current share of the customer base.

A company can risk losing some of their customers to other companies that have more competitive rates if they price their insurance products too high. It is a good idea to talk to your existing insurer to let them know that you are contemplating of switching providers so that you can save on your premiums.

Check the details included in your current policy whenever you compare rates. If you find a provider that offers cheaper insurance rates than your current coverage, you can start thinking about changing the type of coverage you now have. You can just take the lower rate, or you could increase some parts of your coverage like liability. This way, you would either pay less on your insurance or the same amount for more coverage.

View this site and learn more about cheapest auto insurance and Idaho car insurance.

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Compare Car Insurance Quotes and Save Money Online

There comes a time when you should review your auto insurance options. Even if you have coverage, it is a good idea to compare your current rate with other insurance company rates. There are easy and hard ways of doing this. The hard way is the old way of gathering insurance quotes. You would have to call your insurance agent and have him/her calculate your new auto insurance premium. To compare premiums you would have no choice but to call around to different insurance companies to get a price quote. If you have done this, you know that it is time consuming and somewhat of a hassle. With today?s technology, there is now a better way to compare auto insurance quotes.

Everyone now relies on the internet to make their lives simpler. Google, Yahoo, Bing and other search engines have made it a lot easier to retrieve information. Most people spend at least 2-3 hours a day on the web. It only makes sense that auto insurance companies have started catering to that statistic and implementing quote software on their websites. There is only one problem with this. You still have to surf to each insurance companies website to get their premium quote. If you know what insurance company you want to use this will not be a problem, but if you are trying to find the company with the lowest premium this is an inconvenience. There is a solution!

A new way to shop for car insurance is to use a Multi-Quote website. This has become all the new rage! Why? It is quick, easy, and hassle free. These types of website are very helpful for an unbiased look into car insurance company prices. Most quote comparison websites allow you to enter your information in return for multiple auto insurance quotes from insurance companies in your area. Usually, filling out the quote form takes anywhere from 5-10 minutes, sometimes quicker.

I would recommend trying out one of these websites the next time your policy is up for renewal (X-date). It is also good policy to review your policy at least once a year. Make sure you have your contract available to reference when getting quotes. Compare auto insurance quotes that you get from the website(s) to your most recent insurance premium. If you can find a better deal, take it! No one says you have to stay with one insurance company forever. You can use these sample principals and websites to find home insurance quotes.

As a former insurance agent, I understand the importance of insurance. I also know that this can be a financial burden. I have been writing and blogging about insurance for several years now. I only want to inform people and help them in any way that I can. You should always try to compare auto insurance quotes before you buy.

Save On Car Insurance By Shopping Around

The best course of action to take sometimes isn’t clear until you’ve listed and considered your alternatives. The following paragraphs on car insurance for teenagers and 17 year olds should help clue you in to what the experts think is significant.

Cars these days have lots of safety features that end up reducing costs to the companies when there is an accident. Our online quote form uses an automatic vehicle selector making it simple and easy to provide the all the safety features your car or truck has. Car insurance comparison sites usually miss cash back discounts given by several car insurance companies, perhaps misleading you on the best quote. Finally a lot of great motor insurance UK companies including many of our best selling policies refuse to allow themselves to be used on car insurance comparison sites, so you may not getting the full story.

Car insurance companies usually consider the location where the insured party lives in determining the car insurance rates. Some areas just have high crime levels and a bad traffic environment. Car stealing or accidents are only the examples of the common risks that we have to be aware of. In this case we surely need to get an auto insurance to protect our car. Carry a toolkit for drive restores – It helps to expect the unexpected. In the case of mobile computers, it could be a hard drive failure, file corruption or who knows what.

Now that we’ve covered those aspects of car insurance for teenagers and 17 year olds, let’s turn to some of the other factors that need to be considered.

Compare the cheapest women’s cover, young drivers car insurance and over 50s car insurance suitable for all vehicles including performance car and van insurance. Powerseeker offer a connecting bridge between the consumer and the insurer. Compare car insurance quotes the easy way. Fill out just one form online and Confused.com will search the market to find you the best deal.

Car insurance companies love customers who are responsible and dependable. Therefore, your premium will be lower if you have an excellent credit rating. Car insurance covers more than accidents. The crime rate in certain zip codes varies greatly, from the high crime of Milwaukee’s central city to the almost no crime of the rich suburb, Mequon.

Cars have become an important aspect of our daily lives. But as mentioned, cars are pretty expensive, something that is normally planned months before the purchase. Cars these days have lots of safety features that end up reducing costs to the companies when there is an accident. Our online quote form uses an automatic vehicle selector making it simple and easy to provide the all the safety features your car or truck has.

Now you can be a confident expert on car insurance for teenagers and 17 year olds. OK, maybe not an expert. But you should have something to bring to the table next time you join a discussion on car insurance for young drivers.

Beth Mauldin is the author of this article. InsuranceSet.com allows you to compare car insurance for teenagers and provides free resources for 17 year old car insurance. You may reprint this article provided all links are included

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Auto Insurance Rate Comparisons – 5 Guidelines to Save You Money

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Auto insurance is something that most of us only choose to shop for maybe once every year or two. Usually, we do so either when buying a car or when we see a TV commercial and decide that it may be time to compare rates from different insurance companies.

When looking for the best deal on car insurance, it is a good idea to not only to consider quotes from multiple companies: you should also look at this as the perfect opportunity to review whether the coverage that your current policy has is adequate, insufficient, or overkill.

Comparing auto insurance rates, of course, is only possible when you are able to compare apples-to-apples (comparable) quotes from multiple companies. In order to do this, it is a smart idea to start by carefully examining your coverage needs – both the required and optional ones.

If you want to make auto insurance rate comparisons to find the best rates, here are 5 guidelines that can help save you money:

1. Find out your state or municipality’s minimum coverage requirements:

The state, province, or county in which you live has likely established some guidelines or requirements concerning the minimum coverage you need to buy in order to drive legally. In most cases, this comes in the form of liability insurance.

Liability insurance is the type of insurance coverage that pays for the other party’s medical bills and property damage should you be the one to cause an accident. Coverage limits are usually quoted at a per accident/per person rate. Check for the limits in your area to be sure you are buying at least the minimum-required amount.

2. Understand the various types of coverage available to you:

In addition to liability insurance, you should probably purchase other types of insurance. Namely, consider buying collision coverage (covers your property if it is your fault), medical payments coverage (covers your medical expenses if it is your fault), and uninsured motorist insurance (covers your medical and property expenses if it is their fault and they are uninsured).

3. Choose appropriate coverage limits:

As mentioned above, coverage limits in policies are usually stated in terms of per accident/per person. For example, coverage limits for medical payment coverage for a give policy may be stated as: $ 300,000/$ 150,000. Make sure you do not just buy the minimum coverage limits unless that is truly all you can afford. Otherwise, you could end up either inadequately covered yourself or being sued by the other party (if the accident is your fault) for inadequately covering them.

4. Create a list of at least 3-4 insurers:

Now that you have an idea for your desired coverage types and limits, it is time to create a list of 3-4 insurers. Do research to look for insurers that advertise themselves as low-rate auto insurers.

5. Shop around by getting apples-to-apples quotes:

As you shop around, be sure to ask for identical policies in terms of coverage types and limits so that you can easily compare quotes.

Consider these 5 tips as you conduct an auto insurance rate comparison.

Find more useful tips and the cheapest car insurance rates at: Cheapest Car Insurance Rates.

Image from page 8 of “Wilmington up-to-date : the metropolis of North Carolina graphically portrayed” (1902)
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Image by Internet Archive Book Images
Identifier: wilmingtonuptoda00isaa
Title: Wilmington up-to-date : the metropolis of North Carolina graphically portrayed
Year: 1902 (1900s)
Authors: Isaacs, I. J Wilmington Chamber of Commerce (N.C.)
Subjects: Business enterprises
Publisher: Wilmington, N.C. : W.L. De Rosset, Jr., printer
Contributing Library: University Library, University of North Carolina at Chapel Hill
Digitizing Sponsor: University of North Carolina at Chapel Hill

View Book Page: Book Viewer
About This Book: Catalog Entry
View All Images: All Images From Book

Click here to view book online to see this illustration in context in a browseable online version of this book.

Text Appearing Before Image:
comes here will find everything provided for the successfuloperation of his enterprise and a helping hand will be extended him byevery citizen of the community. In brief, some of the general advan-tages of Wilmington are : 1st. It is located on one of the most fertile and productive regions ofthe United States and one of the most thriving sections of the South. THE CITY OF WILMINGTON. 2nd. It possesses admirable railroad facilities, connecting it directlywith the entire country and opening up all parts for its products andfor obtaining raw material. 3rd. // has a good system of steamboat lines, which ply on the waterways tributary to this port, bringing here from adjacent territory agri-cultural and other products, returning with merchandise to supply thewants of these localities. 4th. It has ocean communication with all parts of the world andtwo regular lines of steamships to New York, bringing the city intoclose and intimate contact with the principal ports of the Old and NewWorlds.

Text Appearing After Image:
ARMORY WILMINGTON LIGHT INFANTRY. 5th. It is in direct and contiguous connection both by land and waterwith the great lumber and bituminous coal regions of this and adjoin-ing states. 6th. // has a complete system of electric cars in operation. The cityis well lighted with gas and electricity and is efficiently policed andguarded against fire. The fire department of the city is particularlyefficient, securing to residents the lowest insurance rates. 7th. The local government is now based upon strict ideas of econo-my consistent with safe and secure progress and the spirit of the peo-ple is decidedly in favor of every measure to make the rate of taxationlow, while at the same time, all real improvements are well supported. 8th. The public school system is among the best in the South and af-fords excellent opportunities and facilities. The social advantageshere are numerous, the tone of society healthy and the general morals THE CITY OF WILMINGTON of the community will compare favorably

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Please note that these images are extracted from scanned page images that may have been digitally enhanced for readability – coloration and appearance of these illustrations may not perfectly resemble the original work.

1 Simple Tip To Save More Car Insurance

With more people owning cars and various types of motor vehicles, the need to compare auto insurance quotes and rates are getting more crucial. However, there are tons of people that are paying a lot more premiums than before.

What is a car insurance?

Auto insurance is designed to protect you, your family, and your automobile. It is now more competitive than ever and the need to compare is imperative. It is a policy that protects the car owner and other road users from monetary loss if their vehicles are damaged.

Why you need to save more now?

The first step to save more is to start comparing cheap auto insurance quotes to find a policy that suits your needs. Besides, comparing different vehicle insurance quotes before you actually get your car insure, the second step is to compare multiple auto insurers for the cheapest quote.

By doing that, you get to know different insurers’ rates, features and coverage to get the best auto insurance policy for your needs. Get the quotes from each auto insurance company for the one that offers you the best coverage at the most affordable rate.

Different types cars for different quotes.

If you own a normal type car such as a family Holden, Toyota, Ford etc, you can go with your standard insurance company such as NRMA, RACQ, RACV, Allianz. There are many factors that affect insurance premiums, only some of which you can control. However, if you own large cars, you may need other type of insurance policies that cover these cars.

How to control the premiums you paid?

You can control the premiums you are paying as more insurance expenses are always headed north on the costs graph, it may be too costly to afford but we can certainly not afford not having it. Compare different auto insurance prices and products that are different when purchased directly from agents or brokers. That’s the reason why you need to quote multiple quotes from different car insurers.

You can get free auto insurance quotes.

There are free online auto insurance quotes without getting junk mail. There are lots of auto insurance websites that you can get free quotes. It is both quick and easy.

Just enter your residential ZIP code of where your vehicle is being garaged. This way, I am sure you can get free quotes from various auto insurers fast. You can also save an extra 10% when you buy your vehicle insurance policy online for taking part in the questionnaire.

How can a vehicle insurance policy help you?

Vehicle insurance protects you against financial loss if you have an accident. Auto insurance protects one of your first investments, your car. It protects you when you cause property damage or bodily injury to someone else when driving your car.

Drivers purchase auto insurance to ensure they are financially protected in case they are in an accident. For your information, drivers aged under 50 are 31% more likely to make a claim on their vehicle insurance than those aged.

In conclusion.

It is important and crucial to compare different insurance quotes and see which insurers can help you. If you take extra time to compare auto insurance quotes, it will definitely save you big in the long term. With the availability of the internet, you will not take much time to get a few quotes to compare. So, by waiting for a while more, you might paying premiums that you should not be paying. So, please compare the insurance quotes right now and save more in the long term.

Eddy Kong WW is the website of How To Get Paid By Getting Free Auto Insurance Quote. Did you find this tip of 1 Simple Tip To Save More Car Insurance useful. You can get free tips and resources and how to cut down your auto insurance premiums now.

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Cheap Car Insurance Quotes And Low Cost Auto Rates Can Save You Money

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Today if you’re a smart consumer, you will search for the best low cost auto insurance or cheap car insurance rate especially now when insurance rates are not as low as they used to be. It’s not only smart but absolutely necessary to seek out the lowest possible vehicle or car insurance quote. Most car or auto insurance companies offer a wide range of policies and plans to their policyholders and therefore can offer discounts and free online cheap car insurance quotes.

If you’re just starting to look for cheap car insurance quotes, you’ll want to compare both long established and newer insurance companies for cheaper rates. The new auto insurance companies are competing for your business, but of course they don’t have a long term history to back them up.

Auto or car insurance rates and quotes are never going to be identical for each company. There are many variables in insurance plans. Make sure to find out all you can about the company you’ve selected. Check online for customer car insurance reviews and ratings but keep in mind that negative reviews can happen with any auto insurance company. You want to make sure you find out exactly how much your deductibles will be and any conditions attached to them.

Keep in mind that insurance companies change their rates from time to time so the quote you got yesterday may not be good today. Many insurance companies will offer lower or cheaper insurance rates or more affordable budget rates than others with the same type of policies. You’ll want to make sure that you have full quality coverage or at least the coverage you basically need in your insurance policy. Make sure the insurance agents will be easy to contact at their office or home. If buying insurance online, find out how easy it will be to contact your agent over the Internet.

You want to make sure to compare all the cheap car insurance quotes that you do get; some may be very similar to each other but some of the quotes could be quite a bit different. In the U.S. many insurers offer a good-grade discount to students who have a good academic record. They may also have resident, student discounts to those who live away from their home. And senior drivers are often eligible for retirement discounts reflecting the lower average miles that are driven by this group. Women drivers can get discounts from some companies.

Make sure to check out the online, discount car insurance brokers who can give you fast online cheap car insurance quotes to compare from several different companies. Of course, avoiding accidents will keep your insurance costs down, so keep the kids quiet so you can concentrate on your driving. You can keep them busy with quiet car games kept solely for this purpose and give rewards for good behavior. In general, insurance premiums tend to become much lower at the age of 25.

If you don’t have a very good driving record you might not be able to get the insurance deductible you want. Make an attempt to focus on trying to turn your driving record around to further lower your insurance costs. And if you’ve always been with one company, don’t assume you’re getting the best insurance rate; compare the features and get quotes from other several companies. But sometimes longevity will play a part so make sure that you aren’t giving up the long history you may have with a good workable insurance company rather than going with the cheapest quotes.

If you haven’t had any automobile accidents that were your fault and you’re a good driver, then consider a higher deductible. You would pay out a larger sum of money in the event you have an accident that’s your fault but you would save on your monthly or quarterly insurance premium. Several car insurance policies or plans are based on a reasonable estimation of the annual average projected distance expected to be driven with figures provided by the insured. This low mileage discount benefits drivers who only drive their cars now and then.

Make sure the car insurance company you select offers excellent, quality low cost and cheap rates of auto insurance and a high level of customer service. These are just a few of the best tips that can help you understand discounts, save money on your auto insurance and give you an idea what to look for when you’re getting a cheap car insurance quote.

Save money with free online cheap car insurance quotes and to find the best auto insurance online go to http://www.Cheap-Car-Insurance-Quotes.info for cheap car insurance advice, info on auto insurance discounts and tips on how to save money on your car insurance quotes

For a Minute, I was worried. Whew! God BLE$$ Bush!
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Image by eyewashdesign: A. Golden
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC – September 25, 2008

VOTE YOUR CONSCIENCE on 04 NOVEMBER 2008!

Phototgrapher: a. golden, eyewash design – c. 2008.

Friends,

The richest 400 Americans — that’s right, just four-hundred people — own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion — the same amount that they were demanding We give to them for the "bailout." Why don’t they just spend the money they made under Bush to bail themselves out? They’d still have nearly a trillion dollars left over to spread amongst themselves!

Of course, they are not going to do that — at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do — spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why — on –earth – did — our — "representatives" — give — these — robber — barons — $US850 BILLION — of – OUR — money?

Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE…IS…NO…FREE… LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their "No" Vote & said "Yes", in a rush version of a "bailout" bill vote. IN SPITE OF THE PEOPLE’S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL… IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON "representatives’" PHONE LINES…IN SPITE OF CRASHING OUR POLITICIAN’S WEBSITES…IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY… THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO!

It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/’ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as "Mike’s Rescue Plan." (From Michael Moore’s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN’T, BUT SHOULD’VE:

1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky…Wall Street hates him & this is a GOOD thing.)

2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.

If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it:

a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It’s the Senator Sanders plan. He’s like Colonel Sanders, only he’s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.

b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.

c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.

d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.

All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government ("COUNTRY FIRST!") would’ve have a little leftover to repair some roads, bridges and schools…

3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn’t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people’s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.

And let’s set the record straight. People who have defaulted on their mortgages are not "bad risks." They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home they own.

4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A "BAILOUT," THEN WE OWN YOU. Sorry, that’s how it’s done. If the bank gives me money so I can buy a house, the bank "owns" that house until I pay it all back — with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk — and necessary for the good of the country — then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.

5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here’s what Sen.Phil Gramm, McCain’s chief economic advisor, said at the bill signing:

"In the 1930s … it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.

"We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.

"I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality."

FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any "bailout" should have had enforcement monies attached to them and criminal penalties for all offenders.

6. IF IT’S TOO BIG TO FAIL, THEN THAT MEANS IT’S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called "economic Pearl Harbor" can’t happen when you have hundreds — thousands — of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON’T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can’t call all the shots (I know… What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and "FREE" press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can’t explain it in two sentences, you shouldn’t be taking anyone’s money!

7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF "PARACHUTE" OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it’s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we’re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.

8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE’S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people’s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they’ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees’ funds — or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People’s private retirement funds must also be protected, but perhaps it’s time to consider not having one’s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.

9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it’s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the ’80s, 3,000 banks closed, but America didn’t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.

As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% umeployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn’t buy the scare campaign. The citizens didn’t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn’t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say ‘Saddam has the bomb’ so many times before the people realize you’re a lying sack of shit. After eight long years, the nation is worn out and simply can’t take it any longer. The WORLD is fed up & I don’t blame them.

10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A "PEOPLE’S BANK." Since they’re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don’t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People’s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG – the country’s largest insurance company – let’s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won’t be 12th on the life expectancy list! We’ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life — a life with ONE nice home and ONE gas-free car invented with help from the People’s Bank.

P.S. Call your Senators NOW !!! —> www.visi.com/juan/congress/

Since they voted against passing the extension of unemployment benefits and skipped out to "campaign" to us to be re-elected…call them and tell them you will vote for the other "guy" if they don’t get their act together!

UPDATE:

The Bailout Is A Truly Evil Disaster And Enabler Pelosi Must Go

We are hearing more and more reports of how badly the ill-advised banker’s bailout is being handled, multi-million dollar bonuses for Paulson’s old cronies at Goldman Sachs, billions going to finance the takeover of rival banks, making the "too big to fail" even bigger, and the taxpayer getting an otherwise rotten deal for their investment. We even heard a Republic senator asking how fast they could blow the money.

NONE of this could have happened without the fawning complicity of Nancy Pelosi, who infamously said it was Bush’s proposal, INSTEAD of coming forward with a robust alternative plan. Just like Bush, she believes she is immune, she believes she is unaccountable, and shame on us if we don’t do everything we can to defeat her this Tuesday, and replace her with Cindy Sheehan.

Here is Cindy’s last TV spot. Please make whatever donation you can to put this ad on the air in these critical final days.

Last Cindy TV Spot Action Page:
www.usalone.com/cindy/donations_tv2.php

There is still time for you to make a real difference. We thank all of our participants who have already donated so generously to make this campaign what it is. For those who cannot make a contribution, please consider helping with the phone banking, and there is a link for that also on the page above.

The one thing we know is that we must continue to speak out. We must continue to challenge. Surrendering is what our current so-called representatives in Congress are so prone to, NOT what we do. Ultimate victory is not only possible, it is assured if we work as hard as we can for real change, not just the rebranding of the same old boys’
network.

And we promise you, immediately after the election we will go right back to work on pure issue advocacy full time, to continue to build the base of action for the future.

Paid for by Cindy Sheehan for Congress

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Please take action NOW, so we can win all victories that are supposed to be ours, and forward this alert as widely as possible.

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